6 Benefits of Seasonal Living

For many retirees and working professionals with flexible jobs, seasonal living is the ideal lifestyle. People who embrace this way of life are often called snowbirds or winter visitors. They migrate from their homes in a colder climate, such as Canada, the Northeast or Midwest, to a warmer, more mild location. Seasonal living means having your cake and eating it too! Spending the otherwise harsh winter and spring in a temperate area, like Arizona, and the summer months in your home state.

When you’re thinking about retirement planning or early retirement, here are 6 reasons seasonal living is a phenomenal choice for your retirement.

  1. Amazing Weather

Who wouldn’t want to enjoy plentiful sunshine and warmth in the dead of winter? What about year round golf? Many people choose to retire in Arizona, or one of the “sunbelt” states, for these reasons alone. Also, living in a climate that isn’t prone to winter hardships like ice and snow is a smart idea for older adults, who can be at risk for falls on slippery surfaces.

  1. Time with Family

You may think moving south for the winter months will keep you from your family which isn’t true. Seasonal living means you can be close to your family during the summer and enjoy the holidays with them. Then, just when the weather is starting to turn cold and unpleasant, you can zip off to your winter home in a warmer climate.

If your grown children or grandchildren are looking for a place to vacation in the winter, they can visit you! Time spent with family in your seasonal home will become a treasured memory.

  1. Keep Your Roots

Many retirees grow up in a Midwestern or Northeastern town and don’t want to permanently leave. Seasonal living is the perfect arrangement, since you can still keep a home in the town you grew up in, while enjoying a winter home in another state for several months of the year. There are also options if you’re not looking to own two homes. You can rent for the season, or for the more adventurous, take an RV to move between locations.

  1. Enjoy Physical Activity All Year

Keeping an active lifestyle is key to enjoying good health as you age. Seasonal living gives you the opportunity to do more of the outdoor activities you enjoy, such as golf, walking, bicycling, swimming, and enjoying nature. The plethora of outdoor activities and practically year-round availability of gorgeous scenery, golf courses, trails and pools makes Scottsdale Arizona one of the best places to retire in Arizona.

  1. Change of Scenery

Living in the same town day after day, year after year, can get boring. A change of scenery can help stimulate your brain, which can help you stay mentally active. Especially if you’re considering early retirement, embracing a seasonal lifestyle can help you get more enjoyment out of life while traveling and seeing what our beautiful country has to offer.

  1. Make New Friends

Seasonal retirement communities are very social places. Many communities also host fun social events designed to connect their residents. There are many cultural activities as well in which to engage with others that share your interests, making the transition a bit smoother. The cultural scene in the Phoenix area boasts beautiful botanical gardens, operas and ballets, sporting events and many others, making it one of the best places to retire in Arizona.

With a seasonal population of more than 300,000 residents and daytime temperatures averaging 70 degrees, seasonal living has more than its fair share of benefits in Arizona. Another benefit that makes Arizona one of the best places to retire is that it’s full of activities, such as golf, hiking, bird watching, gambling and social events. Whether you’re considering an Arizona retirement, or another sunshine state, seasonal living is the way to go!

Contact us if you have any questions or to find out more about our community and what Terravita has to offer.

Is Early Retirement Right for You?

Are you considering early retirement? Many people consider retiring before they reach their 60’s. There are many positives and negatives when it comes to retiring early and it’s important to be completely sure before taking the leap. Below are 4 questions to ask yourself if you’re considering early retirement.

  1. Can you live on a retirement budget?

The most important question is whether you can live the life you want on your retirement budget. Many people suggest making a post-retirement budget and living on that budget for a 6-month period to see if retirement is realistic. If you’re considering a move to a great retirement city such as Scottsdale, Arizona, you should calculate in the cost of living in Scottsdale into the budget. The State of Arizona does not tax Social Security income, so be sure to factor that good news into your budget. Each state varies so be sure to check the tax rates for your retirement location. 

  1. Do you have reliable health insurance?

Since Medicare does not kick in until the age of 65 and potential changes to the Affordable Care Act (ACA) means having reliable health insurance for your early retirement plans is a must. Questions to ask yourself about health insurance are:

  • Does it have low deductibles and copays?
  • Does it cover dental and vision?
  • Will my expenses be as low as possible?
  • How often will rates change and by how much?

There are a la carte options like Direct Primary Care or even faith-based health care ministries available as well. Consider whether dental insurance is important to you and factor that into your early retirement budget.

  1. Are your children financially independent?

If your kids are out on their own, then this is one less thing to consider. However, if you still have kids in high school or college, you must consider the costs of higher education, possibly in another state. Can you retire early and live the way you want to, while paying for college? If you do have grown children and maybe grandchildren, having them come for a visit when you’re retired can be very fun. Retiring early in Arizona, in a place like Scottsdale, there are many opportunities for relaxing and entertainment, such as playing golf, hiking, shopping and fabulous dining or taking in a spa day.

  1. Are your debts paid off?

If you have a mountain of debt, you’re probably not ready to retire. The point of retiring is to be able to relax and do what you have dreamed about doing, but weren’t able to do because you were busy with your career and/or raising a family.

If you answered ‘yes’ to most of the questions, you may be ready for early retirement. One of the best places to retire in Arizona is Scottsdale, which livability.com has ranked a Top 10 Place to Retire. Scottsdale boasts warm, dry weather, plenty of sunshine, and gorgeous desert views. To go with this wonderful weather, Scottsdale offers many outdoor activities, such as golfing, year round. Many attractions offer discounts to senior citizens as well. The city has an extremely low crime rate and top-notch healthcare facilities.

Contact us to find out more about our community and what Terravita has to offer, whether you are retired, considering retiring, or still working.